Since 2001, BENU has been a market leader in developing and managing Private Healthcare Exchanges. Fundamental to BENU's approach for Private Healthcare Exchanges is its proprietary Risk Adjustment Solution. Risk Adjustment aligns premium and risk for Healthcare Exchange participants ensuring the long-term viability of the exchanges. This unique approach developed by BENU has given BENU a distinct advantage of offering multiple carriers within its exchanges versus the more typical single carrier exchanges seen in the market today.

In early 2012 BENU acquired ClearBenefits, a leading provider of benefits management technology. BENU acquired ClearBenefits because they had more than a decade of experience providing best of breed benefits management technology, support and integrated administration services that support the delivery of benefits for thousands of employees.

As one of the first benefits technology vendors in the market, ClearBenefits has seen a lot of changes in benefits administration. Early online solutions were designed to eliminate paperwork and streamline processes in the human resources department. Today's benefits management software must contain sophisticated rules and logic to handle the incredibly complex world of benefits management.

This acquisition has enhanced BENU's capabilities to bring more leading solutions to brokers. BENU now has a full range of benefit solutions for brokers including Private Healthcare Exchanges, Benefits Administration and COBRA.